Lemberani ngongole

Edward

Kulankhulidwa:

Izi sizopereka kapena kudzipereka kubwereketsa. Izi sizoperekedwa kuti mugulitse kapena kugula zachitetezo. Amapezeka pokhapokha ovomerezeka. Mitengo, Malipiro, ndi Migwirizano, yaying'ono kapena yayikulu imatha kusintha popanda kuzindikira.

Dongosolo Latsopano 100:

  • Chiwerengero cha chiwongola dzanja cha 10.99%
  • Nthawi Mwezi 9
  • Palibe Chilango Cholipira
  • Chidwi Chokha
  • 2.5% Ndalama Zoyambira
  • Kutseka kwa Tsiku la 10-14 Tsiku la Escrow
  • 100% ya Mtengo Wogula
  • 100% ya Mtengo wa Rehab
  • 100% ya Mtengo Wofewa
  • Mpaka 70% ya Mtengo Wokonzanso Pambuyo
  • Mtengo Wochepera: $ 100,000
  • Kuchuluka Kwama ngongole: $ 1,000,000

Kupereka Ndalama Kwa Anthu Akunja.

  • Kugula ndi Kukonzanso PAMODZI (POSAKHALITSA)
  • Katundu Wobwereka wa SFR

Ngati Wobwerekayo Alibe Ngongole Ndiye Titha Kuchita:

  • 65% LTV pogula ndi kugulira ndi nthawi
  • 60% pa ndalama

Ngati Wobwereka Atipatsa Mbiri Ndipo Akuyenerera Ndi Fico Zomwe Titha Kuchita:

  • 70% LTV pogula ndi kugulira ndi nthawi
  • 65% amatuluka

Zikalata Kuti Muyenerere Ndizochepa:

  • 1003 (palibe ndalama kapena siginecha)
  • Kutumiza pepala
  • Pasipoti kuchokera kudziko loyambira
  • Kuwulula kwa E-sign
  • Pangano lobwereketsa ngati ndalama za $ 100,000.00 Zochepera Zochepera

ziyeneretso:

Katundu akuyenera kukhala Wogona 1-4 Malo okhala Kumatauni kapena Kumatauni Okhazikika Rehab Sangapitirire 50% ya Mtengo Wogula pa 1 3 Deals Subject Property iyenera kuperekedwa mu Bizinesi Yocheperako Zomwe zimachita mgwirizano umodzi m'miyezi 1 yapitayi Ayenera kukhala ndi 24/2019 Payekha Kubwezera Misonkho 2018 Min FICO kapena Kupitilira Wopanda Derog Ngongole Yoyang'ana Kumbuyo Muyenera Kugwiritsa Ntchito GC Yololedwa

Osachepera Liquidity

  • Mpaka 350K = $ 35,000
  • Kwa $ 500,000 = $ 50,000
  • Kwa $ 750,000 = $ 75,000
  • Kwa $ 1,000,000 = $ 100,000

Mayiko Opezeka:

Texas, Illinois, North Carolina, South Carolina, Florida, Georgia, Tennessee, Ohio, Pennsylvania, California, Washington, Oregon, New Jersey, Massachusetts, Iowa, Oklahoma, Missouri, Colorado, Maryland, Virginia, Minnesota, Alabama, Utah. Maiko ena mwina amapezeka pamilandu ndi milandu.

Ziyeneretso Zapitilira:

Muyenera kupereka ma HUD-1 kuchokera kuzinthu zilizonse zomalizidwa pa kugula ndi kugulitsa, komanso zambiri zakukonzanso kumalizika. Mtengo Wofewa umaphatikizira chiwongola dzanja, chindapusa, zolipira pamutu, inshuwaransi, ndi misonkho yanyumba.
Muyenera kupereka ma HUD-1 kuchokera kuzinthu zilizonse zomalizidwa pa kugula ndi kugulitsa, komanso zambiri zakukonzanso kumalizika. Mtengo Wofewa umaphatikizira chiwongola dzanja, chindapusa, zolipira pamutu, inshuwaransi, ndi misonkho yanyumba.
Wobwereka ayenera kugwiritsidwa ntchito mopindulitsa kapena kutsimikizira gwero lina la ndalama.
Ndalama Zamadzimadzi ziyenera kukhala muakaunti yosungitsa ndalama kapena ndalama. Ndalama Zamadzimadzi Zomwe Sizimadzimadzi sizimawerengedwa. Dera liyenera kukhala ndi masiku 90-180 pa Avereji Yamsika. Rehab iyenera kukhala yochepera masiku 90 kapena DOM iyenera kuchepetsedwa moyenera.
Wobwereka ayenera kutenga Chiwopsezo cha Womanga. Nyumba Za Banja Limodzi kapena 2-4 Units, No Condos, Townhomes, Land, kapena Commerce. Palibe Maselo Opitilira ma 2.0 Acres

Zolemba Zofunika:

Wotsimikizira:

  • ID kapena DL
  • Miyezi 3 Zokhudza Zinthu Zanu
  • Kubwezeretsanso kwa Malo Ogulitsa Nyumba Kumaliza Miyezi 24 isanakwane
  • Kubwezera Misonkho kwa 2018 kapena 2019

Wobwereka:

  • Zolemba Pabizinesi Yabizinesi.
  • EIN #
  • Satifiketi Yoyimirira Bwino kapena Chilolezo Chamalonda.
  • 3 Miyezi XNUMX Bank Statement
  • Mgwirizano Wogwira Ntchito kapena Malamulo
  • Mndandanda wa Ofisala kapena Mndandanda Wothandizana Nawo

Katundu Wathupi:

  • Mgwirizano Wogula Woyesedwa
  • Malo Othandizira Ndalama
  • Bajeti Yokonzanso
  • Jambulani Ndandanda
  • Mgwirizano wa GC Womanga
  • Chilolezo cha GC, Inshuwaransi, Bond
  • Mutu Woyambira
  • Mutu / Zambiri Zokhudza Escrow
  • Choyambirira Insurance Quote
  • Zambiri Zokhudza Mtumiki wa Inshuwaransi

Momwe Mungapezere Chidziwitso:

Gawo 1. Tulutsani zolemba izi:
  • ID
  • Lipoti la Ngongole
  • Zolemba Za Mwezi 3
  • Kubwezera Misonkho 2018/2019
  • Tepi ya Zambiri Zogulitsa Malo
  • Kugula kwa mgwirizano
  • Chiyerekezo Chobwezeretsa
Gawo 2. Pokhala ndi Maola 24, NewRepublicFunding.com ipereka Pre-Qualification and Missing Document Checklist, limodzi ndi Link kuti mudzaze mapulogalamuwa.

Njira Zomwe Mungapezere Ndalama:

  • Landirani Pre-qual.
  • Chotsani Zolemba Zonse Zomwe Mwapempha ndipo lembani maulalo a ntchito.
  • Kalata Yosaina Yopatsa Chidwi.
  • Dulani ndi Kulipira Kuwunika.
  • Kulemba mawu kuwunika fayilo yonse, ndikupempha zikalata zilizonse zomwe zikusowa.
  • Gwiritsani ntchito mutu ndi inshuwaransi.
  • Tsekani Escrow.

Mafunso atsopano a 4.75% a National Foreigns Program:

  • 60% ltv R / t DSCR mlingowo uli pa 4.75% kuwononga 1 pt kugula. (poganiza kuti 1.15% chiŵerengero cha SFR)
  • Chiyambi ndi 1.25%
  • Kutsika 1%
  • Kupambana kwathu ndikukonzekera 1%
  • 3.25 ma pts okwanira
  • Kutseka kwa Tsiku la 30 la Escrow
80% mlingo ndi nthawi & mpaka 80% Kutuluka - ndalama zokha
Osachepera ngongole ya $ 280,000. Katundu wosachepera 5 wokwanira $ 70,000 ayenera kuwonjezeredwa nthawi imodzi.
Zaka 30 AM
Palibe kukonzanso komwe kungafune. Ichi ndi ngongole ya DSCR zomwe zikutanthauza kuti ndikubwezeretsanso chuma chobwereka. Palibe zogula
Tili ndi mapulogalamu awiri okonzekera ndikulemba. Dongosolo ili siligwira ntchito pokonza ndikuwombera. Ndikupatsirani chidziwitso ndikukonzekera.
Dongosololi ndilosanja lazinthu za banja limodzi, kokha m'maiko osankhidwa.
Tili ndi mapulogalamu ena omwe mulingo wake uli pafupifupi% 1 wokwera

Mabwenzi Amalonda & Othandizira:

Ogulitsa ndi / kapena omwe akutumizirana nawo amatetezedwa ndikuyamikiridwa. Amabokosi amatha kulipiritsa mpaka 2.5% ya ngongole yomwe imalandiridwa. Osinthitsa sangathe kulipiritsa chindapusa chilichonse chopita patsogolo.
Maubwenzi a White Paper amapezeka kutengera voliyumu.

LEMBANI NKHANI

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Fomu iyi ikukonzedwa pano. Chonde yesaninso nthawi ina.
Fomu iyi ikukonzedwa pano. Chonde yesaninso nthawi ina.
Chizindikirocho chimabwera kudzapereka mautumiki osiyanasiyana okhudzana ndi kugulitsa nyumba, amalola kuti akambirane nkhani zokhudzana ndi mundawo, kusindikiza malonda ndi katundu wogulitsa ndikuphunzira zambiri za malo ogulitsa ku US.

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